Family consists of Immediate family members, defined as a spouse or domestic partner, children up to the age of 26, parents in the household over age 60 and any other IRS Dependents. Cigna dental plans are NOT dental insurance and the savings will vary by provider, plan and zip code. By using this site (i.e., by clicking on the site), you consent to our use of cookies and similar technologies, as described in our Cookies and Similar Technologies Policy. c. 111M and 956 CMR 5.00. Note to MA consumers: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. Stay away from this company. They have two great options: an individual dental insurance plan and a dental discount program which I’ll cover further in the article. Cigna dental insurance is a joke. The State of CT Basic and Enhanced (DPPO) plans are administered by Cigna Health and Life Insurance Company (CHLIC) with network management services provided by Cigna Dental Health, Inc. and certain of its subsidiaries. This plan allows you to pick a general dentist for everyday check-ups, diagnoses and emergency care, where they will refer you to a specialist if needed. However, if you want to look at more options, Delta Dental offers four different plans for individuals and families. Please enter your user id and password. Please consult with the respective plan detail page for additional plan terms. For costs and complete details of coverage, see your plan materials. These laws govern Amazon, Cigna and your employer’s health plan—your data is protected. Cigna group dental plans. Federal dental benefits: GEHA FEDVIP insurance offers free in-network preventive care, no deductible and the freedom to see any dentist you choose. How else could one be ripped off? 3 Plans cover preventive care only, preventive and restorative care, and preventive, restorative, and orthodontics. In addition, when using this skill, please understand that your Protected Health Information is safeguarded by state and federal data privacy laws, including the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). If you had a qualified dental insurance plan in place for at least 12 consecutive months before you joined Cigna, we will waive the waiting period for restorative care, so you can get that filling or root canal right away.Otherwise, there is a waiting period of 6 months for basic restorative services or 12 months for major restorative services. Cigna Dental Insurance Cigna dental insurance is another major provider who has a long-standing positive reputation for their dental insurance plans. Cigna offers three dental insurance plans to choose from with different levels of coverage offered. In other states, Cigna Dental Care plans are insured by Cigna Health and Life Insurance Company or Cigna HealthCare of Connecticut, Inc., and administered by Cigna Dental Health, Inc. Plans contain exclusions and limitations and may not be available in all areas. We use cookies and similar technologies to understand how you use our site and to create more valuable experiences for you. Cigna login/register. After my 1 year wait period is over, they increase premiums by 27% and my premiums + deductible is now just a few hundred dollars below the plan maximum! P. Patrick S. 2/18/2020. Cigna offers lots of different dental plans that suit families or businesses, however the most common kind is the Cigna Dental Care® (DHMO) plan. You choose a network general dentist to manage your overall care, pay a fixed b portion … Cigna DHMO Cigna’s Dental Health Maintenance Organization (DHMO) plan offers you no deductibles or dollar limits and it is care that’s easy to use at a wallet-friendly price. 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